Financial Tools

Make informed financial decisions with our suite of calculators and tools designed specifically for presale property buyers in British Columbia.

Presale Mortgage Calculator
Calculate your mortgage payments and deposit structure for presale properties
$750,000
$150,000 (20%)

Mortgage Summary

Mortgage Amount$600,000
Monthly Payment$0
Total Interest Paid$0
Total Cost$0

Payment Breakdown

Principal
Interest
Down Payment
ROI & Investment Potential Analyzer
Estimate the return on investment and future value of your presale property
$750,000
$150,000 (20%)
5.0%
5 years
4.5%

Investment Summary

Future Property Value$0
Total Equity After 5 Years$0
Total ROI0.00%
Annualized ROI0.00%

Cash Flow Analysis

Monthly Mortgage Payment$0
Monthly Cash Flow$0
Annual Cash Flow$0
Cash-on-Cash Return0.00%
Closing Cost & Tax Calculator
Estimate the additional costs and taxes when purchasing a presale property in BC
$750,000

Typical legal fees range from $1,000 to $2,000 for a presale purchase

Closing Cost Summary

Property Transfer Tax
$0
GST (5%)$0
GST Rebate
-$0
Legal Fees & Disbursements$1,500
Property Tax Adjustment
$0
Insurance Costs$0
Total Closing Costs$0
Total Purchase Cost$750,000

Closing Cost Tips

  • Budget 1.5% to 4% of the purchase price for closing costs on a presale property.
  • First-time home buyers may qualify for PTT exemptions and GST rebates.
  • Legal fees can vary based on complexity; get quotes from multiple lawyers.
  • Some developers cover GST in the purchase price; confirm this in your contract.
Rebate & Incentive Finder
Discover government rebates, tax credits, and incentives available for your presale purchase

Available Rebates & Incentives

Find Your Rebates

Fill out the form and click "Find Available Rebates" to see what you qualify for.